{"id":"dat-free-quarterly-set-aside","audience":"freelancers","category":"data","technique":"context","title":"Figure out your quarterly set-aside from paid invoices only","free":false,"task":"You set aside 30% of each quarter's profit for taxes, and you only count invoices actually paid. Write exactly 3 numbered lines: 1) paid income added up, 2) expenses added up, 3) set-aside = (income − expenses) x 30%, each with the math. Plain text, under 60 words, nothing else.","materialLabel":"Your Q3 books (attached to your prompt automatically)","material":"Q3 BOOKS - Lena Marsh Illustration (Jul-Sep)\n\nInvoices:\n- Kettle & Co (book cover) | $4,200 | paid Jul 18\n- Arden Kids Magazine | $3,100 | paid Aug 22\n- Pillar Games (character sheets) | $2,700 | paid Sep 9\n- Harbor Press (map art) | $1,500 | sent Sep 28, NOT paid yet\n\nExpenses:\n- Drawing app subscription | $120\n- Coworking membership | $300\n- Art supplies + printing | $580\n\nNotes:\n- Harbor says they pay \"net 45,\" so probably November.\n- Thinking about a new tablet in Q4 (~$1,100).\n- Accountant meeting Jan 12.\n- I run my books on a cash basis: income counts when it's paid.\n- Quarterly set-aside goes into a separate savings account.\n- Expenses are all business-only purchases with receipts.\n- I'll move the money this Friday.","rules":[{"type":"numberedItems","count":3},{"type":"plainText"},{"type":"maxWords","max":60}],"mistakes":[{"title":"Not saying you count paid invoices only","why":"The AI adds Harbor's unpaid $1,500.","fix":"Add: \"Only invoices actually paid in Q3.\"","checks":["r0","r2"]},{"title":"Not giving your rule","why":"The AI guesses a tax rate or lectures about brackets.","fix":"Add: \"I set aside 30% of profit.\"","checks":["r2"]},{"title":"Not asking to see the work","why":"You'll want to recheck this before you move money.","fix":"Add a line to copy: \"2. Expenses: 120 + 300 + 580 = $1,000\"","checks":["numberedItems","r1"]},{"title":"Trusting the AI to count words","why":"AI is bad at counting. Ask for a total word limit and it often lands over it.","fix":"Cap each line: \"each line under 14 words.\"","checks":["maxWords"]},{"title":"Forgetting where it goes","why":"AI loves markdown tables and bold, which show up as clutter in your money notes.","fix":"Add: \"Plain text, no bold, headings or tables.\"","checks":["plainText"]}],"promptHints":[{"label":"Counts paid invoices only","patterns":["paid","unpaid|not paid","harbor"]},{"label":"Gives the 30% rule","patterns":["30\\s*%"]},{"label":"Asks to show the math","patterns":["show (the |your )?(math|work)","x \\$|\\bx\\b.{0,10}=","calculation","step"]},{"label":"Sets a word limit","patterns":["\\d+\\s*words","word (limit|count)","under \\d+"]},{"label":"Asks for plain text","patterns":["plain","no bold","no markdown","no formatting","no (headings|tables)"]}],"hint":"The AI doesn't know your set-aside rule or that unpaid work doesn't count yet. Tell it both and ask for each sum.","rubricLabels":["Paid income is 4,200 + 3,100 + 2,700 = $10,000 (Harbor's unpaid $1,500 left out)","Expenses are 120 + 300 + 580 = $1,000","Set-aside is ($10,000 − $1,000) x 30% = $2,700, with no tablet, intro or tax advice"]}