{"id":"dat-hr-benefits-employee-share","audience":"hr","category":"data","technique":"context","title":"Show employees their yearly share of health premiums","free":false,"task":"An employee asked what each plan tier costs them per year. For 2026 the company pays 80% of employee-only, 70% of employee + spouse, and 60% of family premiums (the plan sheet still shows last year's share). Write exactly 3 numbered lines, each as Tier: monthly premium x employee % = $X/mo x 12 = $Y/yr. Plain text, under 70 words, nothing else.","materialLabel":"2026 plan sheet (attached to your prompt automatically)","material":"2026 MEDICAL PLAN - Total monthly premiums (Brightwater Health PPO)\n\nTier | Total monthly premium\nEmployee only | $500\nEmployee + spouse | $1,000\nFamily | $1,500\n\nEmployer contribution (2025): 75% for all tiers\n\nNotes:\n- Deductible stays at $1,500 individual / $3,000 family.\n- Open enrollment: Nov 10-24. Changes take effect Jan 1.\n- Premiums are taken pre-tax from each paycheck (26 paychecks a year).\n- Finance approved new 2026 employer shares on Oct 30; the plan sheet hasn't been reissued yet.\n- Spouses with access to their own employer's plan pay a $50/month surcharge (not part of this question).\n- Dental and vision are separate elections.\n- Employee asked \"is family worth it?\" HR doesn't advise on plan choice.","rules":[{"type":"numberedItems","count":3},{"type":"plainText"},{"type":"maxWords","max":70}],"mistakes":[{"title":"Not giving the new shares","why":"The AI uses the 2025 75% on the sheet.","fix":"Add: \"2026 employer shares: 80%, 70%, 60%.\"","checks":["r0","r1","r2"]},{"title":"Not asking to see the work","why":"Employees trust numbers they can follow.","fix":"Add a line to copy: \"1. Employee only: $500 x 20% = $100/mo x 12 = $1,200/yr\"","checks":["numberedItems","r0"]},{"title":"Giving advice","why":"The AI weighs in on whether family coverage is worth it.","fix":"Add: \"No plan advice. Just the costs.\"","checks":["r2"]},{"title":"Trusting the AI to count words","why":"AI is bad at counting. Ask for a total word limit and it often lands over it.","fix":"Cap each line: \"each line under 16 words.\"","checks":["maxWords"]},{"title":"Forgetting where it goes","why":"AI loves markdown tables and bold, which show up as clutter in an employee email.","fix":"Add: \"Plain text, no bold, headings or tables.\"","checks":["plainText"]}],"promptHints":[{"label":"Gives the new shares","patterns":["80\\s*%","70\\s*%","60\\s*%"]},{"label":"Asks for yearly cost","patterns":["x 12|12 months|per year|yearly|annual"]},{"label":"Asks to show the math","patterns":["show (the |your )?(math|work)","x \\$|\\bx\\b.{0,10}=","calculation","step"]},{"label":"Sets a word limit","patterns":["\\d+\\s*words","word (limit|count)","under \\d+"]},{"label":"Asks for plain text","patterns":["plain","no bold","no markdown","no formatting","no (headings|tables)"]}],"hint":"The sheet shows last year's employer share. Give the AI this year's, and ask for each tier's math.","rubricLabels":["Employee only: $500 x 20% = $100/mo x 12 = $1,200/yr","Employee + spouse: $1,000 x 30% = $300/mo, $3,600/yr; Family: $1,500 x 40% = $600/mo, $7,200/yr","Uses the 2026 shares (not 2025's 75%) and gives no plan recommendation or intro"]}