{"id":"fpa-net-45-terms-cash-impact-coo","audience":"fpa","category":"finance-work","track":"finance","technique":"audience","level":"advanced","title":"Summarize the cash cost of longer payment terms for the COO","free":false,"task":"You're summarizing a proposal to move some customers from Net 30 to Net 45 for the COO. Write a prompt for plain text with lines starting \"Cash tied up:\", \"Financing cost:\", \"Sales claim:\", \"Conflict:\" and \"Decision needed:\". Use the AR system's share of revenue, not the sales memo's. Show the math. The Conflict line names both shares and what the cash tied up would be at the sales memo's share. The last line asks the COO what to confirm. Under 130 words.","materialLabel":"Source material (attached to your prompt automatically)","material":"PROPOSAL: NET 45 TERMS FOR LARGE ACCOUNTS\n\nAnnual revenue: $24,000,000. Use a 360-day year.\nExtra days of payment time: 15 (Net 30 to Net 45)\nShare of revenue from the affected large accounts:\n- AR system report (invoiced revenue by account size): 40%\n- Sales team memo (estimate): 50%\n\nCost of cash: the company's credit line costs 8% a year.\nSales memo claim: \"Longer terms will lift revenue from these accounts by 3%.\" No supporting data was attached.\n\nAdditional facts: the affected group is the 22 largest accounts. The COO has asked for the cash effect before the Nov 19 operations meeting. The AR system share is based on trailing twelve months of invoiced revenue. The finance model uses a 360-day year for all working-capital estimates.\n\nNote: nothing in this proposal changes pricing or discounts.","rules":[{"type":"plainText"},{"type":"maxWords","max":130}],"promptHints":[{"label":"Names the five lines","patterns":["cash tied up","financing cost","sales claim","conflict","decision needed"]},{"label":"Picks the data source","patterns":["ar system","40%"]},{"label":"Asks for the math","patterns":["show","math","/ 360"]},{"label":"Addresses the COO","patterns":["coo"]},{"label":"Caps length","patterns":["\\d+\\s*words","under \\d+"]}],"mistakes":[{"title":"Using the sales share","why":"The AI picks 50% because the memo is more prominent.","fix":"Say: \"Use the AR system's 40%; show the memo's 50% only on the Conflict line.\"","checks":["r0","r2"]},{"title":"Accepting the revenue lift","why":"The AI adds 3% revenue to the benefit.","fix":"Add: \"Treat the sales claim as unsupported; do not include it in the math.\"","checks":["r1"]},{"title":"No visible working","why":"The AI gives $400,000 with no steps.","fix":"Add: \"Show multiplication and division for each result.\"","checks":["r0","r1"]},{"title":"Markdown extras","why":"The AI adds bold labels, headings and a closing note.","fix":"Say: \"Plain text, no bold. Output only the lines asked for.\"","checks":["plainText"]},{"title":"Trusting the AI to count words","why":"AI is bad at counting and runs past word limits.","fix":"Ask for fewer words than the real cap and keep each part short.","checks":["maxWords"]}],"hint":"When sources conflict, choose the system of record for the math and show the other figure's effect on a separate line.","rubricLabels":["Cash tied up shows $24,000,000 x 40% = $9,600,000, then $9,600,000 / 360 x 15 = $400,000","Financing cost shows $400,000 x 8% = $32,000 a year, and Sales claim restates the 3% lift as unsupported (no data attached) without using it in the math","Conflict names 40% (AR system) and 50% (sales memo) and gives $500,000 as the cash tied up at 50%; the last line starts \"Decision needed:\" and asks the COO which share to confirm"]}