{"id":"life-off-car-insurance-renewal","audience":"office","category":"everyday-life","track":"life","technique":"grounding","title":"Spot what changed in a car insurance renewal","free":false,"task":"Your car insurance renewal arrived and the price went up. Compare it with last year and get exactly 4 numbered lines in plain text, under 80 words: 1. the 6-month premium change with the subtraction shown; 2 and 3. the two coverage changes, each with old and new numbers; 4. one question for your agent, starting \"Ask:\". Use only the renewal notice. Write a prompt that gets you exactly that.","materialLabel":"The renewal notice (attached to your prompt automatically)","material":"ASHFORD MUTUAL AUTO - RENEWAL DECLARATIONS (fictional)\nPolicyholder: Grace Liu | Vehicle: 2019 sedan\nPolicy period: Dec 1, 2026 - Jun 1, 2027\n\n                               CURRENT TERM    RENEWAL TERM\n6-month premium                $612            $748\nBodily injury liability        100/300         100/300\nProperty damage liability      $100,000        $100,000\nCollision deductible           $500            $1,000\nComprehensive deductible       $500            $500\nRental reimbursement           $40/day         Not included\nRoadside assistance            Included        Included\nGood driver discount           -$45            -$45\n\nNotes on this renewal:\n- Statewide rate adjustment applied to all policies.\n- Your paperless discount remains active.\n\nMY NOTES\n- No accidents or tickets this year.\n- I didn't ask to change anything.\n- Coworker says renewal increases are always because of your credit score.\n- Agent: Marcus Bell, 555-0175.","rules":[{"type":"numberedItems","count":4},{"type":"maxWords","max":80},{"type":"plainText"}],"mistakes":[{"title":"Not asking for the math","why":"The AI says the price went up without the exact difference.","fix":"Add: \"Line 1: new minus old, with the subtraction shown.\"","checks":["r0"]},{"title":"Missing the quiet changes","why":"The AI focuses on the price and misses that coverage dropped while it rose.","fix":"Add: \"Lines 2 and 3: the coverage changes, old and new.\"","checks":["r1"]},{"title":"Repeating the coworker","why":"The AI blames your credit score, which the notice never mentions.","fix":"Add: \"Use only the notice. Line 4: Ask: one question for my agent.\"","checks":["r2"]},{"title":"Getting an insurance explainer","why":"The AI explains every coverage type with headings.","fix":"Say: \"Exactly 4 numbered lines. Plain text.\"","checks":["numberedItems","plainText"]},{"title":"Trusting the AI to count words","why":"AI is bad at counting. Ask for \"under 80 words\" and it often lands well over.","fix":"Cap each part: \"each line under 16 words.\"","checks":["maxWords"]}],"promptHints":[{"label":"Compares with last year","patterns":["compare","current","changed","old and new"]},{"label":"Asks for the math","patterns":["subtract","minus","show.{0,15}(math|work)"]},{"label":"Asks for a question","patterns":["ask:","question","agent"]},{"label":"Sets the number of lines","patterns":["\\b(4|four)\\b.{0,20}(lines?|numbered|items?|steps?)"]},{"label":"Sets a word limit","patterns":["\\d+\\s*words","word (limit|count)"]}],"hint":"The price is the obvious change. Ask the AI for the coverage that changed too, with old and new numbers, and a question for your agent.","rubricLabels":["Line 1 gives the increase as $136, with the subtraction shown ($748 - $612)","Lines 2 and 3 are the collision deductible rising from $500 to $1,000 and rental reimbursement going from $40/day to not included, and no other coverage is called a change","Line 4 starts with \"Ask:\" and asks the agent about the coverage changes she didn't request (or why the premium rose despite them), without claiming credit score is the cause"]}