{"id":"wri-re-explain-appraisal-gap","audience":"real-estate","category":"explaining","technique":"audience","title":"Explain a low appraisal to first-time buyers in plain words","free":false,"task":"Your first-time buyers' appraisal came in under the price. Text them under 90 words, plain text: the first sentence gives both numbers and the gap, then explain in one sentence what the gap means for them, then list their 3 options from the contract as numbered lines, and end with when you'll call. No jargon ('LTV', 'contingency', 'comps') and no recommendation by text. Write a prompt that gets that text.","materialLabel":"Appraisal summary and your notes (attached to your prompt automatically)","material":"22 WILLOW BEND RD - Appraisal summary (Tate purchase)\n- Contract price: $410,000\n- Appraised value: $396,000\n- Gap: $14,000\n- Loan: 90% of the LOWER of price or appraisal. So the lender will lend 90% of $396,000, not $410,000.\n\nWhat this means: the buyers would need to cover the $14,000 gap in cash, on top of their planned down payment, if nothing changes.\n\nTheir options under the contract (appraisal section):\n1. Ask the sellers to lower the price (to $396,000 or somewhere in between).\n2. Cover the gap in cash.\n3. Cancel the contract and get their earnest money back (deadline: Nov 20).\n\nMY NOTES\n- I think the sellers will meet them partway; the house sat for 60 days before their offer.\n- Call scheduled: tonight at 7 pm.\n- Marcus and Jen are first-time buyers and nervous.","rules":[{"type":"maxWords","max":90},{"type":"plainText"}],"mistakes":[{"title":"Trusting the AI to count words","why":"AI is bad at counting. Ask for \"under 90 words\" and it often lands well over.","fix":"Cap each part: \"2 sentences under 20 words, 3 options under 12 words each, then the call line.\"","checks":["maxWords"]},{"title":"Softening the numbers","why":"AI opens with reassurance and hides the gap amount.","fix":"Say it: \"Sentence 1: appraisal $396,000 vs price $410,000, a $14,000 gap.\"","checks":["r0"]},{"title":"Vague options","why":"The AI says \"we have options\" without listing them or the Nov 20 deadline.","fix":"Add: \"List the 3 options as numbered lines, with Nov 20 for canceling.\"","checks":["r1"]},{"title":"Advising by text with jargon","why":"AI shares your hunch about the sellers and uses LTV and contingency.","fix":"Add: \"No recommendation; end with our 7 pm call. No LTV, contingency or comps.\"","checks":["r2"]},{"title":"Forgetting where it gets pasted","why":"AI adds bold and headings by default, which show up as ** and # clutter in a text message.","fix":"Add: \"Plain text, no bold, no headings.\"","checks":["plainText"]}],"promptHints":[{"label":"Sets a word limit","patterns":["\\d+\\s*words","word (limit|count)"]},{"label":"Leads with the numbers","patterns":["first sentence","396","14,?000"]},{"label":"Lists the options","patterns":["options","numbered","3"]},{"label":"Holds back advice","patterns":["no (advice|recommendation)","don'?t (recommend|advise)","call"]},{"label":"Bans jargon","patterns":["jargon","ltv","contingency"]}],"hint":"Nervous buyers need the numbers, their options and when you'll talk. Tell the AI the order, the options and to save advice for the call.","rubricLabels":["The first sentence gives the price ($410,000), the appraisal ($396,000) and the $14,000 gap","Explains in plain words that they'd need to cover the $14,000 in cash if nothing changes, then lists the 3 options as numbered lines (ask for a lower price, cover the gap, or cancel and get their earnest money back by Nov 20)","Ends by saying you'll call tonight at 7 pm, gives no recommendation, and uses none of these: LTV, contingency, comps"]}